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Your Dream Home Team-Twin Oaks Toastmasters PowerPoint Presentation

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About This Presentation

Slide 1 - Your Dream Home Team “Representing First Time Home Buyers in Pursuit of Their Dream”
Slide 2 - Your Dream Home Team You are the Chairperson on the Board Choose your board members with care
Slide 3 - Dream Home Team Members Lender – April Horton Realtor – Lela Hankins Inspector – Mike Munyer
Slide 4 - Dream Home Team Lender April Horton Home Mortgage Consultant
Slide 5 - Why Buy Instead of Rent? Buying a home can be a wise investment Typically, a home increases in value over time. You build ownership interest called equity. Interest paid on home mortgage is usually tax deductible.
Slide 6 - So Where Do I Start? Put together a personal “Dream Home Team” of experts: Realtor Certified Public Accountant Home Inspectors, Escrow, Title, Etc. Home Mortgage Consultant
Slide 7 - What will the Home Mortgage Consultant do for YOU? Explain the process from start to finish Credit Loan Programs & Payments (PITI) Preapproval-Determine Affordability so you can get started!
Slide 8 - How Important is Pre-Approval? We recommend applying for a loan preapproval before you begin your home search. Find out exactly how much home you can afford. Complete the application and credit review stages of the mortgage process.
Slide 9 - How Important is Preapproval? (Continued) You may be asked to provide documents or letters that: Verify income for loan qualification. Confirm down payments and closing costs. Clarify incorrect items on your credit. Verify your debts used to ensure accuracy.
Slide 10 - Now It’s Time For The Next Stage Comfort Level and Trust are key when deciding on your “Dream Home Team”. Find a Lender. Find a Realtor. Find a Home Inspector.
Slide 11 - Dream Home Team Realtor Lela Hankins Broker Associate RE/MAX Professionals
Slide 12 - Our Mutual Objective To Find YOUR Dream Home At the best possible price In the shortest amount of time With the most favorable terms, and With as little hassle as possible
Slide 13 - Where do we find YOUR Dream Home? Homes currently listed for sale in the multiple listing service For sale by owners New Homes Special Marketing Campaign by Buyer’s Agent Homes for sale by friend or acquaintance of buyer
Slide 14 - Buyer’s Agent Professional Commitment to YOU Work with you and your lender to determine your desires, needs and qualifications Show you homes which meet your needs Prepare a Comparative Market Analysis before writing an offer
Slide 15 - Buyer’s Agent Professional Commitment to YOU continued Write the offer and negotiate purchase agreement Point out anything they see which could negatively impact the value of the home
Slide 16 - Buyer’s Agent Professional Commitment to YOU continued Provide you with a list of service providers Handle details during escrow Follow up and “trouble shoot” after close of escrow
Slide 17 - Your Dream Home Team Inspector Mike Munyer Peak Property Inspections
Slide 18 - Why is Home Inspection Important? Easton vs. Strassburger No Licensing in California B&P Code is only regulation Look for CREIA or ASHI Gives you Home Maintenance Coach even after you move in!
Slide 19 - A Home Inspection Is….. Generalist’s view Non-invasive physical examination Three to four hours average Provides a computer generated report Determines severity of noted problems
Slide 20 - A Home Inspection Is NOT… Destructive Testing X-ray “leak detection” vision Code Enforcement Appraisal Home Warranty
Slide 21 - Home Inspection Reports Checklist or narrative Include photos May recommend further evaluation Do not use terms such as asbestos, termite or mold
Slide 22 - Dream Home Team Choose your team members wisely based on their experience, your trust and level of comfort with them YOU are always Chairperson on the Board – build your team accordingly.
 

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